CTC - In-Hand Calculator

Quickly derive monthly & annual take-home from your CTC with professional defaults.
Common range: 30% - 50%. A lower basic reduces PF/gratuity.
Notes: Standard deduction ₹50,000 applied. Tax computed using old regime slabs + 4% cess. This calculator uses conservative 80C treatment by counting only employee PF.
Estimated Take-home
Monthly In-Hand: ₹0
Annual In-Hand: ₹0
CTC: ₹0
Net vs Gross

Gross Monthly

₹0
(Basic + HRA + Allowances)

Total Monthly Deductions

₹0
(PF, Tax, Professional Tax)
Component (annual) Amount (₹)
Gross Annual ₹0
Employee PF (annual) ₹0
Professional Tax (annual) ₹0
Income Tax (annual) ₹0
Total Deductions ₹0
Annual In-Hand ₹0